On Wednesday, the Sejm adopted the bill on payment services proposed by President Andrzej Duda. The purpose of the regulation submitted at the request of the National Bank of Poland is to oblige sellers accepting non-cash payments to accept payments in cash.
436 deputies voted for the bill, nobody was against, seven abstained. Earlier, during work in the standing subcommittee on financial institutions, MEPs supported three amendments, two of which are editorial.
The third assumes that the merchant will be obliged to accept cash payments if the value of a one-off transaction will not exceed the average salary in the enterprise sector without profit payments in the third quarter of the previous year, announced by the President of the Central Statistical Office. If this regulation were in force now, the transaction limit would be PLN 5,370.64.
In the opinion of the project initiator, in terms of the types of payment instruments, both cash and non-cash, accepted by points of sale in the territory of the Republic of Poland, one should take into account payment habits and the need to ensure that all social groups can use their preferred forms of payment, including cash payments.
As stated in the explanatory memorandum to the presidential bill addressed to the Sejm, the regulation of cash payments “will avoid situations in which the consumer – if he accepts the offer to conclude a contract with a merchant – will not be able to make a payment, except in cash, in cash”.
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