The debts of people for free riding, i.e. for traveling by means of transport without a valid ticket, exceeded PLN 153.5 million, the BIG InfoMonitor Debtors Register reported. The highest arrears belong to a 26-year-old resident of the Greater Poland voivodeship, who has over PLN 142,000 to repay.
In the BIG InfoMonitor Debtors Register, the greatest number of passengers who have not settled fines for traveling by public transport without a ticket come from the province. Masovian. At the end of August, their number exceeded 26,000. people, and the debt reached PLN 45.9 million. The voivodship was ranked second. Silesia, with 14.3 thousand of free riders and the amount of arrears of PLN 19.2 million, and on the third – Łódzkie, from which 14 thousand PLN went to BIG InfoMonitor. stowaways – their total arrears amount to PLN 12.8 million.
Debts for stowaways
As explained by the BIG InfoMonitor expert Łukasz Rączkowski, the statistics on the number of people who do not pay for a ticket, and then receive penalties for such a trip, result from the number of people in a given region, the popularity of public transport as well as the determination of owners of transport companies to enter dishonest passengers. If the number of free riders were to be compared to the number of inhabitants in the voivodship, the voivodships have the most by far. Łódzkie and Mazowieckie, and then Pomorskie and Warmińsko-Mazurskie – says Łukasz Rączkowski.
In terms of the average backlog, the province stands out. Podlasie. There, the scale of the problem, in terms of the number of reported free riders, does not seem significant. But people who drive without a ticket do it often. As a result, there is an average of PLN 1,875 per person for unpaid fines.
Number of free-rider debtors
A total of 106.3 thous. persons were entered in the register of debtors due to failure to settle the penalty for traveling without a ticket, be it by public or national transport. Together, they have to pay carriers or debt collection companies PLN 153.5 million.
The highest arrears belong to a 26-year-old resident of the province. Greater Poland, which has over 142 thousand to repay. zloty. The second position is a 68-year-old man from the province. Zachodniopomorskie with debts exceeding 117,000 PLN, and on the third – a 62-year-old resident of the province. Mazowieckie, which has over 107 thousand. PLN penalty fees. The top ten most indebted to stowaways are opened and closed by women, but men are definitely more stowaways.
Rączkowski pointed out that the consumer may be reported to the register of debtors in arrears of more than PLN 200. Earlier, BIG InfoMonitor may, on behalf of the creditor, send a request for payment with a warning about the planned entry of the debtor in the register, if the debtor fails to pay the debt.
What can debtors do?
– Debtors entered in the register may have problems with taking out loans or credits, but also with the purchase of a mobile phone or internet services, all because many companies check the credibility of potential customers – explained Rączkowski. He added that last year alone, financial institutions and companies downloaded over 16 million reports verifying the payment credibility of consumers.
The expert explained that if the checked has debts, the bank, loan company or telecom may assume that if it is not able to service its current liabilities, it will not be able to cope with the next ones. – The only chance to regain credibility in such a situation is the complete repayment of the debt. Then the debtor disappears from the register and has a blank card – he concluded.
There is no central register of debtors in Poland.
The InfoMonitor Economic Information Bureau (BIG InfoMonitor) collects economic information about the outstanding debt of individuals and companies. Collecting and sharing data on the financial situation of consumers and enterprises is also handled by, among others, the National Debt Register, Economic Information Bureau.
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