Health insurance contribution 2025. How much will it be? Ryszard Petru comments on TVN24

On Thursday, a meeting between the Minister of Finance Andrzej Domański and Ryszard Petru, Ewa Szymanowska, Marcin Skonieczka and Sławomir Ćwik from Poland 2050 took place in Warsaw. It was another meeting of the head of the ministry with representatives of the coalition groups regarding the government project to reduce health insurance contributions.

– The meeting took place in a good atmosphere (..) The Minister of Finance is open to work in this area. I am moderately optimistic, but there are many indications that next year we will pay lower health insurance contributions – said Petru.

– We have agreed that we will start working with the Ministry of Finance (..) to examine individual income groups so that no one loses. The issue arose ZUSwhich must launch the entire system so that everything works from January 1, 2025. We will talk further – he said.

– We submitted a proposal to apply to employees and entrepreneurs. The Ministry of Finance responded to the proposal – he said. He added that the solution proposed by Poland 2050 will cost “up to PLN 30 billion according to estimates”. – This is not a small amount, but on the other hand it is fair, because it applies to employees and entrepreneurs – he said.

– The idea is that the lowest earners will pay 300 PLN per month, the average – 500 PLN, the high – 700 PLN. It is a flat rate, it should of course be variable depending on Inflation – he said. He pointed out that the gap in financing National Health Fund would cover the state.

According to Ryszard Petru, “the increase in health insurance premiums led to the collapse of many companies”. – Next year we have presidential elections, if we do not do it, then the candidate of the Confederation, for example, will emphasize that we promised it and did not do it. I would really not like the candidate of the Confederation to receive 10 percent in the first round, because he can later transfer this support to the candidate PIS – he stated.

Ryszard Petru also told journalists about the talks on the health insurance contribution right after the meeting with the Minister of Finance. – In August, we arranged working meetings with the Ministry of Finance on the reduction of the health insurance contribution. We want the draft regulations on this matter to be developed before the first post-holiday session of the Sejm – he emphasized.

After Thursday's talks with politicians of Poland 2050, the head of the Ministry of Finance, Andrzej Domański, assessed that it was a very good and constructive meeting. “We are looking for the best solution,” he wrote on X.

In March, Domański, together with the Minister of Health Izabela Leszczyna from the Civic Coalition, presented the assumptions for changes in the health insurance contribution for entrepreneurs. According to their proposal, those who settle their taxes on the tax scale (1.3 million entities) would pay a contribution of 9% from 75% of the minimum wage; the contribution amount would be fixed, regardless of the income earned. In the case of those paying the flat tax, the contribution would be calculated at 9% from 75% of the minimum wage to income equal to twice the average wage. Above this limit, the contribution would be increased by 4.9% on the surplus. People paying a flat-rate tax on recorded income would pay 9% from 75% of the minimum wage – up to a monthly income equal to four times the average wage; above this limit, the contribution would be increased by 3.5% of the surplus. In turn, entrepreneurs on the tax card would pay a contribution of 9% from 75% of the minimum wage.

Poland 2050 has submitted its draft amendments to the health insurance contribution to the Sejm, and its own projects have also been announced Polish People's Party and the Left. Poland 2050 presented its proposal in this matter in March, then – in July – the group submitted an auto-amendment to the project. According to it, three lump sum contributions of 4%, 7% and 9.4% would be introduced, calculated from average salary. The amount of the contribution in a specific month would depend on the amount of all the insured's income covered by contributions from the beginning of the calendar year in the ranges of up to PLN 85,000, above PLN 85,000 to PLN 300,000 and above PLN 300,000. Currently, these amounts would amount to PLN 300, PLN 525 and PLN 700, respectively, rounded up. The Left's concept assumes replacing the current health insurance contribution with a 9% health tax from 2026, which will be paid by both payers and PITand CIT. The Deputy Minister of Health told PAP that – in his opinion – work on the reform of the system proposed by the Left should begin in September, and from January 1, 2025 “some compromise substitute project can be introduced”. “- Our reform cannot be implemented earlier than the beginning of 2026. It is complicated – he emphasized. The PSL proposal – as explained in July by the Minister of Development Krzysztof Paszyk – assumes spreading the reduction of the health insurance contribution into stages. The head of the Ministry of Development estimated his party's proposal at several billion PLN.

According to Minister Domański, next year's budget may finance a reduction in the contribution by up to PLN 4 billion. – These are the current budget realities and I will discuss this openly with representatives of Poland 2050, with Mr. Petru, representatives of PSL and the Left – he said on Wednesday on ZET radio. Currently, the health contribution for an employee is 9 percent. The same is paid by those conducting business on the tax scale. Entrepreneurs on a flat tax pay a contribution of 4.9 percent, and those paying a flat tax – three levels of flat contribution depending on the income. Together with the so-called Polish Deal, the obligation for entrepreneurs to pay a health contribution also on sales was introduced fixed assets.