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Inflation, Christmas 2022. Nearly half of Poles will experience problems due to Christmas shopping – survey results

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Nearly half of the surveyed Poles in the first weeks of 2023 will experience financial problems due to December spending on organizing holidays. Most of them will feel them for up to a month. This is the result of a study commissioned by BIG InfoMonitor.

As it was emphasized, the organization of holidays is a financial challenge, but even greater is the condition in which our wallets will remain after all. “Feeling the effects of excessive Christmas spending in the New Year is declared by 47% of Poles – 3 percentage points more than in 2021. Of these, 22% will feel them up to a month, and 19% from 2 to 3 months” – we read .

The study shows that the group of respondents whose financial problems will be accompanied by even longer, has also slightly increased, because in the case of 4 percent. surveyed from 4 to 6 months, and 2 percent. even more than half a year. Financial problems, regardless of their duration, will be experienced by a larger group of women than men.

The rate of people indicating that they do not feel the effects of excessive Christmas spending fell from 44 percent to 44 percent. in 2021 to 35 percent. in 2022.

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Approximately how many months do you feel the effects of excessive Christmas spending?media.big.pl

The survey was conducted by Quality Watch for BIG InfoMonitor using the CAWI technique (computer-assisted online interview), on December 9-12, 2022. 1042 adult Poles took part in it.

“One of the main reasons for the financial problems of Poles”

“In January and February, it will be known how December ended for household budgets. Certainly, sound financial management will allow you to avoid being entered in the debtors’ register. which throughout the year, and the arrears of new and previously registered debtors increased by over PLN 3.7 billion” – said Sławomir Grzelczak, President of BIG InfoMonitor, quoted in the release.

“It is difficult to say to what extent this change was influenced by holidays and December expenses, but their accumulation is certainly one of the main causes of Poles’ financial problems. It should also be remembered that the creditor has the right to enter a person who delays payments by at least 30 days into the BIG and for at least PLN 200” – recalled Grzelczak.

According to the data collected in the BIG InfoMonitor Register of Debtors and the BIK credit information database, at the end of November this year, overdue liabilities of 2,682,475 unreliable payers amounted to almost PLN 78.3 billion. Over the 11 months of 2022, the number of debtors increased by 20,813 people, and non-credit and credit arrears increased by a total of almost PLN 5.8 billion.

Main photo source: Shutterstock

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