The economic crisis raises fear: Almost every fourth entrepreneur is afraid of liquidating his company in the next two years, if the economic situation does not improve – according to the Intrum European Payment Report 2025 report. Small and medium -sized enterprises are threatened. As much as 29 percent respondents from SMEs He sees a real risk of bankruptcy. For larger companies, it is 11 percent. If these fears would work out, it would mean the liquidation of almost 10 million businesses and over 40 million places work in Europe.
Companies are afraid of bankruptcy: Croatian companies have the greatest fears. As much as 31 percent Entrepreneurs from this country are worried that the lack of improvement in the economic situation will lead to bankruptcy of his company. In the case of The Polish percentage of such fears is at the level of 25 percent. We are gently above the European average, which is 23 percent. What's more, almost half (47 percent) of directors claim that their revenues do not grow as soon as they expect, taking into account the current economic situation.
Payments delays: “The direct cause of this threat is delays in payments,” we read in the report. Therefore, the receivables are more and more often paid with delay. More than one in three directors (35 percent) even claims that delays in payments are as bad today as they were during extreme economic interference related to pandemic. Slovaks are the worst in Europewhere as much as 12.4 percent Payments are made with delay. Poland is again gently above the average. With us, this percentage is 11.5 percent, with 11.4 percent European average.
Where did the economic crisis come from? The authors of the report describe that the competitiveness of the European economy is in question. The forecasts of the International Monetary Fund predict that GDP growth in the European Union will be only 1 percent, although preliminary estimates even spoke by 1.5 percent. “This correction results from a slower growth rate than expected in the region at the end of last year. Even worse, these forecasts do not take into account the potential impact of unforeseen commercial disputes from the last few months,” reads. “Europe, in response to new Geopolitical realities, made a sudden correction of her policy – instead of savings, he focuses on increased expenses, especially in the defense sector. This may further reduce the current GDP forecasts” – they keep writing. This can lead to economic stagnation and growth prices.
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Sources: European payment report 2025