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Pensions. The senior receives almost PLN 38,000. PLN pension. What does the amount of the benefit depend on?

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37.9 thousand PLN gross is paid by the ZUS branch in Bydgoszcz to a senior citizen who has worked for 61 years. She retired only at the age of 81. She has worked in the banking sector for most of her life, and her non-contributory period is only 2 months – provided by o2.pl. She's a record holder. No one in the Kuyavian-Pomeranian Voivodeship receives a higher benefit.

Watch the video Two great myths about ZUS. “This is called a society, not a pyramid scheme”

The big difference between the largest and smallest pension. We know the amounts

On the opposite end of the spectrum, there is a woman who has only worked 3 days in her entire life. Additionally, she was employed on a mandate contract. As a result, her pension was calculated at only 6 groszy.

– People who receive high pensions are seniors who postponed the decision to retire until later, had a very long period of work and high earnings – emphasized Krystyna MichaÅ‚ek, regional spokeswoman for ZUS in the province, in an interview with o2.pl. Kuyavian-Pomeranian Voivodeship.

The amount of your pension depends on this. We know how much the average pension is

To be able to retire, you must reach a certain age. For women it is 60 years, for men it is 65 years. In addition, the condition for acquiring the right to a pension is the payment of social security or pension and disability insurance contributions.

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The amount of the pension depends, among others, on: from the accumulated capital in the ZUS account. This is the reconstructed amount of social security contributions that were paid during professional activity. Its amount depends on the length of service and earnings at that time. Equally important in the calculations are the indexation of contributions and pensions as well as life expectancy tables published by the Central Statistical Office.

In September, ZUS revealed the amount of the average pension paid in Poland in 2024. In the first half of this year it amounted to PLN 3,516.95. The minimum pension paid after reaching retirement age and appropriate length of service (20 years for women and 25 years for men) is PLN 1,780.96 gross.



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