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PKO BP. Changes for customers of the largest Polish bank – from June 1, 2023

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PKO Bank Polski informed that it is introducing changes to the regulations and price list. The bank sends e-mails on this matter to customers. The changes are to enter into force on June 1, 2023.

PKO BP informed about the most important changes on its website. As we read, from June this year. PKO Konto za Zero will replace the existing accounts: PKO Konto za Zero, PKO Parental Account, PKO Konto Serene, Konto Spektrum Adm., Konto Favorite Adm. and Adm Daily Account. In addition, PKO Konto dla Młodych will be available to customers aged 13 and over and will replace the existing PKO Konto Trzeci and PKO Konto dla Młodych accounts. In turn, Konto Aurum (Personal Banking) will replace the Platinium Account, and the PKO Konto bez Granic will replace Konto Złote.

Credit cards, transfers

New rules for credit card withdrawals will also be introduced. “If you repay the entire card debt within the repayment period, we will not charge interest on withdrawals, you will only pay a commission. So far, the interest-free period has only worked for cashless payments and card transfers” – explained.

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In addition, changes will apply to fees and commissions. Each transfer authorization and creation, change or deletion of a payment order or recipient with a code from the code card (so-called scratch cards) will cost PLN 0.50. The fee can be avoided by using mobile authorization in the IKO application and an SMS code.

As we read, each Cashback transaction will cost PLN 2. “You will not pay for Cashback when you have a PKO Konto bez Borders, Konto Aurum or Konto Platinium II” – it was reserved.

In the case of a foreign currency account, a commission for withdrawals at a branch will be introduced in the amount of 0.5%, minimum PLN 10, for each subsequent transaction in a calendar month. The first cash withdrawal in the branch in a month is free of charge.

A Sorbnet 2 transfer will cost PLN 45. This applies to high-value transfers. “Each of your transfer over PLN 999,999 to an account in another bank will be automatically settled as SORBNET 2 – if you do not want to pay for the transfer, order a transaction below this amount on the iPKO website or the IKO mobile application” – explained the bank’s representatives. Sorbnet 2 is a system operated by the National Bank of Poland.

Main photo source: Shutterstock



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