The so-called thirteenth pension is an additional benefit paid to old-age and disability pensioners in the amount of the lowest old-age pension applicable from 1 March of a given year. When will the money reach the recipients? We explain.
Who is entitled to the so-called thirteenth pension?
– pensions – incl bridging pensionperiodic capital old-age pension and partial old-age pension, – disability pension – including war and military invalids and accident pensions, – training pension, – social pension, – survivor’s pension, – supplementary parental benefit, – cash benefit due to civil blind victims of warfare, – teacher’s compensation benefit, – pre-retirement benefit and allowance.
The additional benefit is not due if the disability or old-age pension is suspended on 31 March.
How much is the thirteenth pension in 2023?
ZUS pays an additional benefit in the amount of the lowest old-age pension applicable from 1 March of a given year.
It is worth recalling that recently we had to do with the valorization of benefits. This year, it is based on the amount and percentage, with the use of a guaranteed increase of PLN 250 gross. According to ZUS, pension and disability benefits increased by 14.8 percent.
After indexation, the lowest pension is PLN 1,588 gross, i.e. PLN 1,445 net. Other benefits are:
– The lowest disability pension – total inability to work – PLN 1,588.44 gross, i.e. PLN 1,445 net. – The lowest disability pension – partial inability to work – PLN 1,191.33 gross, i.e. PLN 1,020 net. – Survivor’s pension and social pension PLN 1,588.44 gross, i.e. PLN 1,445 net. – Pre-retirement benefit PLN 1,600.70 gross.
Does this mean that all pensioners can count on an additional PLN 1,445 in April? Not necessarily. Although formally the additional benefit is equal to the amount of the lowest old-age pension, not everyone will receive the same amount. This is because this benefit is – apart from the health contribution – also an advance payment for income tax.
As long as it was in force in 2022 tax exemption of the 13th pensionso much this year Ministry of Finance decided not to prepare a similar regulation. This issue is important for people whose basic benefit, including the thirteenth old-age pension, will exceed PLN 2,500 gross. Benefits up to this level, due to the tax-free amount increased from January 2022 (PLN 30,000), are in practice exempt from PIT.
In the justification to last year’s regulation, the Ministry of Finance explained that exceeding this threshold (PLN 2,500) “as a consequence (for this one month) will result in the obligation to collect an advance tax from the pensioner, despite the fact that the taxpayer’s annual income does not exceed PLN 30,000.” .
The Polish Post indicated in a recent announcement that the gross pension amount of PLN 2,499.50 will amount to PLN 1,254.48 per hand.
When will the so-called thirteenth pension be paid?
ZUS pays thirteen with the April retirement or disability pension. If the benefit payment date falls on a Saturday, Sunday or other public holiday, the Institution will pay them before that day. For example, the first withdrawal will be made on March 31, because April 1 falls on a Saturday. The last deadline is April 25.
The thirteenth pension payment schedule is: April 1 (Payment March 31), April 5, April 6, April 10, April 15, April 20, April 25.
Poczta Polska has confirmed that the benefits distributed by postmen, and thus the pension received by 2 million Poles, will be delivered between March 31 and April 25. In the communication of Poczta Polska, we can read that early payments are also to cover those people who receive the benefit by the 10th day of the month. It was assured that “postmen will deliver the funds before Easter”.
The right to an old-age pension from ZUS and KRUS at the same time. Will there be an extra thirteen?
If a citizen is entitled to benefits simultaneously from ZUS and KRUS, e.g. old-age pension from ZUS and KRUS or old-age pension paid together with an accident pension, then only one additional cash benefit is payable.
The authority responsible for the “thirteenth pension” is always ZUS.
13 retirement – do I need to fill out an application?
There are no deductions or collections from the additional benefit. ZUS pays the full amount of this benefit.
It is not necessary to submit any application to receive “thirteen”. ZUS pays them automatically.
Main photo source: Jakub Orzechowski/Election Agency.pl