ATMs disappear from Poland
At the end of 2024 There were 20,741 ATMs throughout the country. This is much less than at the end of 2023, when there were 22.1 thousand in the whole country. ATMs. What's more, in the last three months of the previous year, this number has decreased by 55 devices (approx. 0.3 percent) – we read in data on the ATM market in Poland provided by the NBP. This means that ATMs are decreasing regularly, although the NBP reserves that “”Change It results, among others, from the liquidation of ATMs, which are launched during the holiday season in tourist destinations. ”
Poles give up cash?
Interestingly, the network of cash deposit machines themselves at the end of 2024 covered 12,011 devices, i.e. 244 more than at the end of September 2024, we are talking about 2.1 percent. The number of payments from ATMs is also falling. 113.4 such transactions were carried out in the fourth quarter. This A decrease by 4.8 percent compared to the preceding quarter. The value of these payments amounted to PLN 104.9 billion and was lower by PLN 2.1 billion (1.9 percent). However, the number of payments increased to 26.1 million.
Payment cards reign
“A characteristic feature Polish The payment services market is dominant participation of proximity payment cards. At the end of December 2024, 45.1 million such cards were issued, and their share in the total number of payment cards was 97.5 percent, “says NBP. Only in the last three months of the year 2.7 billion transactions with payment cards with a total value of PLN 334.3 billion were carried out. Meanwhile, in the previous year there were 2.5 billion in a total value of PLN 310.2 billion.
Cards mainly to pay
Only 4.5 percent use payment cards are cash transactions, i.e. withdrawals from ATMs, withdrawals at the ticket office banks or store withdrawals. I am talking about data for the fourth quarter of 2024. Meanwhile, a year earlier the percentage of so -called cash transactions were at the level of approx. 5 percent. In the annual perspective, you can see a delicate turn towards payment cards. In IV kw. 2023. 2.4 billion non -cash transactions were carried out using cards, a In 2024, already 2.5 billion.
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Sources: NBP