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Retirement with KRUS after 25, 30 and 40 years of work. We know how much you can receive

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Pension From the Agricultural Social Insurance Fund (KRUS) is a benefit for farmers and their families who meet certain conditions. First of all, you need to reach a universal retirement age, of 60 years for women and 65 years old for men. The second key requirement is to pay contributions for retirement and disability insurance for at least 25 years.

Persons born after December 31, 1948 may include the time to be subject to a farmers' retirement security system in 1983-1990 and the period of running a farm or work In it after the age of 16 before January 1, 1983.

VIEW VIDEO Two myths about ZUS and one sad truth. What about pensions?

What pension from KRUS after 40 years of work? Calculations for a long insurance internship

According to GOV.pl, a benefit for farmerswho have worked 40 years, consists of two parts: contributory and complementary. The contribution part is 1 percent. pensions basic for each year of paying contributions. From March 1, 2025, this amount is PLN 1691.02 gross, which means that at 40 years it is PLN 676.40. The complementary segment, which at the beginning is 95 percent. pensions basic, reduces by 0.5 percent for each year over 20 years of the contribution period. After deducting this time, this part is 85 percent. basic pension, i.e. PLN 1,437.37. In total, the benefit from KRUS after 40 years of work is therefore PLN 2,133.78 gross.

What is the pension from KRUS after 25 and 30 years of work? Shorter internship and the amount of benefits

For farmerswho have worked for 25 years, the benefit consists of a contributory part of 25 percent. basic pensions (PLN 422.76) and a supplementary part of 92.5 percent (PLN 1563.69). In total, this gives PLN 1986.45 gross. In the case of 30 years of work, the contribution part increases to 30 percent. basic pensions, i.e. PLN 507.30. Complementary segment reduced by 0.5 percent For each year it is 90 percent, i.e. PLN 1521.91. This means a pension in the amount of PLN 2029.21 gross. In your opinion, 25 contributory years is an appropriate requirement to obtain a pension? We invite you to participate in the poll and commenting.

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