Let us remind you that the main condition for submitting application down Social Insurance Institution is to reach retirement age – 60 for women and 65 for men. In 2025, as many as 400,000 Poles will gain the right to the benefit. Seniors must remember that depending on the month in which they submit the documents, it will affect the amount of their pensions.
The best months to apply for a pension are the beginning and middle of the year
– The most favorable months for submitting applications for retirement benefits are February and July – he commented in an interview withFact” Dr. Tomasz Lasocki from the Warsaw University of Technology. This is related to the indexation of pensions and annuities.
People who submit documents in February will receive their benefits with an increase in March, because the indexation will be carried out on the first day of that month. money you can also count on submitting an application in July, because in June there will be an annual indexation of contributions and initial capital – multiplication of contributions collected in the account related to pension insurance by a set indicator. An important aspect is also the fact that when submitting documents in July you can count on receiving the “fourteenth”.
When submitting your application, always pay attention to the month
The least beneficial months for people filing documents are April, May and June. Interestingly, seniors who file an application in March, although they will not qualify for the aforementioned indexation, will still receive the “thirteenth”. It will be paid, reaching the amount of the lowest pension applicable from March 1 of the given year. It is transferred to the account together with the benefits paid for April.