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Tuesday, December 3, 2024

Life at full speed and without worries. Why is it worth taking care of health insurance before the age of 40?

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A problem we don't want to see

Data from the National Cancer Registry and the National Institute of Oncology show that in Poland in 2020, over 72,000 men were diagnosed with malignant tumors. Despite these disturbing statistics, the average man rarely considers the possibility that he will fall ill. Only 43% of men had visited a cardiologist at least once in their lives. Even less at the urologist's, which is very surprising in a situation where every fourth cancer detected in a Pole is related to the urinary-genital system. [1].

Prostate cancer and bladder cancer are more common than lung or colon cancer. What's worse, unlike lung cancer, which is most often caused by cigarette smoking, these most dangerous diseases are caused by non-modifiable factors, such as age or genes passed down from grandparents and parents. This means that they can appear even in people who lead a healthy lifestyle. Only prevention will allow you to recognize the disease early enough. And modern medicine that can really work miracles.

Earlier diagnosis means easier treatment and greater chances of recovery. Photo: Shutterstock

Support matters

An investment in health is an investment in the future. Yours and your loved ones. It is worth thinking about this and taking a look at the offers of insurers such as: Unum. An active lifestyle, maintaining a proper diet and avoiding stress seem to be obvious methods of preventing health problems. And of course they are. However, some of these ailments, such as the above-mentioned genetic cancers or other cardiovascular diseases, may be embedded in our DNA. And if we want to enjoy life to the fullest, we must take this into account. We should also ensure appropriate security. That is, appropriate insurance.

Unfortunately, being sick costs money. The more serious the disease, the higher the cost. Also family and social, but above all financial.

What insurance?

According to data from the Polish Insurance Association, a year ago as many as 4.7 million Poles had private health insurance policies. [2]. What policies? This type of insurance is divided into several types. The most popular are subscription medical packages, which guarantee quick help from an internist or pediatrician or selected specialists, as well as hassle-free access to some outpatient tests and procedures. Their disadvantage is that health care is limited to this basic level. In case a more serious problem is diagnosed, it is worth taking into account the proposals of insurers such as Unum. The company offers emergency packages Cardiovascular Diseases or also Cancer Disease. They include comprehensive benefits paid in the event of a diagnosis of a specific disease, as well as additional financing for some medical services. The first of them can be used in any way, so such insurance will not only help take care of our health, but will also provide support in the event of loss of income resulting from illness. The above-mentioned packages, as well as others from the Unum offer, provide protection 24 hours a day around the world. And the annual indexation of the premium protects the insurance sum itself against the undesirable effects of inflation.

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Active people should also take care of proper life insurance photo: Shutterstock

Don't wait for it to break down

The biggest disadvantage Unum insurancelike all other insurance, is that it cannot be purchased after the fact. This investment in your health and peace should be made in advance. And it's certainly not too early now. Although some diseases most often manifest themselves in men over 40, this is a rule with many exceptions. And it is also worth remembering that Polish men rarely go to doctors, and most often when something starts to hurt.

Earlier diagnosis means easier treatment and a greater chance of recovery and enjoying life to the fullest. This is why, if we take health seriously, we shouldn't wait until our 40th birthday to get insurance. It is never too early to take care of what is most valuable in our lives. It is worth contacting Life Protection Advisor Unum, who will professionally analyze your needs and prepare an individual insurance plan. Provide yourself with financial security to enjoy life to the fullest at all times.

[1] https://www.nfz.gov.pl/aktualnosci/aktualnosci-centrali/poradnik-pacjenta-profilaktyka-to-meska-sprawa,8504.html

[2] https://piu.org.pl/blisko-5-mln-polakow-ma-prywatne-bezpiecze-zdrowotne/

Promotional material for the Unum brand.



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