Poles in debts: At the end of 2024, the amount amounted to as much as PLN 84.7 billion – results from the data collected in the BIG InfoMonitor register and BIK database. Poles' debt during the year increased by almost PLN 1.2 billion. This is a 1.4 percent increase. On the other hand, the number of people with problems with timely settling their obligations has decreased. There were almost 129,000, or about 4.8 percent.
Record holders are a lot of For about 1 percent The ten major debtors are responsible for the amount. He is an absolute record holder 68-year-old man from the province Lublin, which is in arrears at over PLN 92 million. In turn, the largest debtor in the country is a 42-year-old woman from the province. Mazowieckie, which has an arrears of PLN 74.4 million. It also ranks third in the ranking of the largest debtors. The podium is complemented by a 51-year-old man from the province. Pomeranian, whose debt is PLN 75.8 million. In total, overdue debts of the 10 largest debtors amounted to over PLN 523 million and increased year to year by PLN 11.4 million.
Divided Poland: The map of Poland is interesting by divided into provinces with the largest debtors. It can be joked that “you can see the partitions” because our country is almost divided into the eastern and western part. Number of people who are not paying on timeT smaller in the east and larger in the west. The province is best Podkarpackie, where for 1000 people over 18, a problem with taking care of your own finances They have 44 people. On the other side of the spectrum is the province. Lubuskie, where there are as many as 107 such people. West Pomeranian (104 people) and Dolnośląskie (103 people) remain right behind him.
Who has the debts most often? People in the range between 35 and 54 years old have the biggest problems with repayment of their installments, loans and settling bills. In this group there were the most unreliable debtors: a total of over 1.2 million people, and The amount of their liabilities is a total of almost PLN 48 billion. The youngest have the smallest backlog. At the end of December 2024, there were less than 120,000 in 18-24 years. unreliable debtors. They are located at just over PLN 7 million. – Younger, who often do not yet have a constant income, but also big obligations, are in fact less, while the elders are sometimes more charged, if only because of housing loans or costs associated with maintaining the family – explains dr hab. Waldemar Rogowski, main analyst at BIG InfoMonitor.
Poles have a problem: – unreliable debtors are decreasing, but the overdue debt is still growing, which may indicate that Old financial problems of Poles are deepening. It is worrying that the growing amount of overdue debt falls on a more or less permanent group of already indebted people – comments this data Paweł Szarkowski, president of BIG Infomonitor. – Our data show that last year a large group of Poles managed to repair their financial situation so much that it allowed to pay back the overdue debts. However, the number of people in financial trouble is impressive, and in leaving them is not helped by the rising costs of living and fears towards the future – he adds. The consolation is the stabilization of the number of unreliable debtors and a slower rate of growth of the overdue debt of Poles.
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Sources: Info