When you find yourself involved in a car crash, the stress and uncertainty can be overwhelming. These types of situations can cause physical and emotional injuries that can last a lifetime. It’s hard to go back to your normal life with this weighing on you. Hiring a car accident attorney in New Jersey can significantly ease this burden, guiding you through the complexities of the state’s unique laws. Here, we will explain in detail the distinct advantages of enlisting the services of an attorney in this state.
Understanding New Jersey’s Unique Car Accident Laws
In New Jersey, the laws surrounding car crashes can seem complex if you’re not familiar with them. It’s a “no-fault car insurance state”, meaning, regardless of who’s to blame for the crash, you must first turn to your personal injury protection coverage for compensation related to medical bills and other financial losses. This is a departure from the traditional tort insurance system, where the at-fault party’s insurer would typically pay these costs. However, if the crash resulted in significant damage, you could still pursue a claim against the responsible driver if the damages exceed the limits of your personal injury protection coverage.
Navigating the Statute of Limitations
The statute of limitations in New Jersey for car accident cases is two years. Essentially, you have a two-year window from the date of the incident to initiate your case within the state’s court system. If you fail to meet this deadline, your case could be dismissed, barring some rare exceptions that might extend the deadline. You also could miss out on precious evidence and information that can help your case. An attorney can ensure that you file within this timeframe, safeguarding your rights to legal recourse.
Understanding the Modified Comparative Fault Rule
The state employs a “modified comparative fault” rule. Under this rule, if you are found to have contributed to the occurrence of the accident, your damages award will be reduced proportionately. For instance, if you’re deemed to be 40% liable, your entitled compensation will be cut down to 60% of the total damages. Crucially, if you are found more than 50% at fault, you won’t be able to recover any damages. A knowledgeable attorney can help argue your case and aim to minimize your percentage of liability.
Reporting Accidents and Filing Reports
In the event of a car crash that results in injury, death, or property damage exceeding $500, you are required to report the incident promptly to the nearest police department. Moreover, a written accident report must typically be filed within 10 days of the accident. An attorney can assist in ensuring these reports are accurately filed, preserving crucial evidence for your case. If you’re in New Jersey, speaking with Howell Township car accident lawyers from Harrell Injury Law can prove invaluable in navigating these intricacies. They will offer professional legal counsel, advocate on your behalf with insurance companies, and strive to secure the maximum possible compensation for you. Moreover, their assistance can alleviate the stress associated with the aftermath of the incident, allowing you to focus on your recovery.
Conclusion
Any car accident can easily lead to a whirlwind of confusion, stress, and legal complexity. Understanding New Jersey’s unique laws, from its no-fault insurance system to the two-year statute of limitations, is critical for anyone involved in a motor vehicle accident in the state. Moreover, the state’s modified comparative fault rule can greatly affect your claim, making it crucial to engage an experienced legal professional through the process. These can be confusing to deal with on your own, especially when you don’t have a big understanding of how the system works. A trusted attorney will guide you throughout the process and make sure you’re covered.